Now accepting founding members

Coach mode: ON

Albi never sleeps —
so your money
never leaks.

Your money just got its own AI coach. SproutFi helps you find hidden spending drains, build smarter habits, and grow your financial wealth — one decision at a time.

23 yrs Lending expertise
behind this
500 Founding member
spots total
100% Consumer first.
Always.
Claim My Founding Member Spot

First 500 get 6 months free + $5/month locked in for life. No credit card required.

SproutFi — Goal Created, Vacation Fund 50% complete
🔒 Bank-level encryption
🚫 We never sell your data
🎓 Education first, always
🌱 Founded by a 23-year lending veteran

The Problem

Most apps track your money.
None of them change it.

Budgeting apps show you what happened. Banks profit from the confusion. And nothing actually gets better.

📊

Passive dashboards

You see what you spent. You feel frustrated. The same pattern repeats next month. The cycle never breaks.

💸

Silent money leaks

Unused subscriptions. Repeated spending patterns you don't notice. Inflated bills you never questioned. It adds up — invisibly.

🏦

Banks work against you

Credit card companies and lenders are designed to keep you in debt longer. Nobody has been truly on your side — until now.

After 23 years in lending, our founder saw the same pattern over and over — smart, hardworking people buried by a system designed to profit from their confusion. SproutFi was built to flip that.

The Founder

"I spent 23 years in lending watching good people get buried by a system designed to confuse them. Then it happened to me. SproutFi is what I built in response."

Every feature in SproutFi was built from a real financial situation — ones I've seen across 23 years of lending, and ones I've lived through myself. Not built in a boardroom. Built from real financial life.

When I walk clients through a full financial review, something shifts. They see their money clearly for the first time, and it changes their relationship with it. SproutFi gives everyone that moment — automatically, daily, without a meeting.

SproutFi Founder

23-year lending & finance veteran

23 yrs
Lending and finance expertise. Every SproutFi feature comes from a real financial scenario — witnessed or lived firsthand.
Every client
Who completed a full financial review had a different relationship with money afterward. SproutFi automates that clarity for everyone.
One mission
Give people proactive financial coaching — before problems cost them. Not reactive reports after it's too late.

What SproutFi Does

Not another budgeting app.
A financial coach that never clocks out.

A financial coach that learns your habits, finds what's leaking, and helps you build real financial wealth.

🔍

Money Leaks AI

Albi scans your spending for hidden drains — recurring subscriptions you're not using, patterns you haven't noticed, and duplicate charges quietly adding up. You see exactly what's leaking and what to do about it.

Core MVP Feature
🧠

Albi — Your AI Financial Coach

Albi is always on, always learning your patterns, always on your side. No judgment. No pressure. Just smart, proactive coaching that helps you make better money decisions every single day.

Core MVP Feature
💳

Proactive Debt Intelligence

Albi monitors the market for 0% transfer opportunities and smarter payoff strategies and builds a clear payoff strategy. Proactive debt advice — before the interest costs you more than it should.

Core MVP Feature
🎓

SproutFi University

12 comprehensive financial literacy courses built for real life — covering budgeting, credit, debt, savings, homebuying, investing, and more. Plain language that actually sticks, starting where you are right now.

Core MVP Feature
SproutFi SproutFi
Money Leaks AI
Albi found items to review in your wallet.
Netflix $15.49/month Last used 4 months ago
Review
Gym Membership $49.99/month No check-ins confirmed in 6 weeks
Review
Food Delivery $340 this month Up 40% — 3 orders this week
See Trend
Spotify $10.99/month Apple Music also active — overlap detected
Review
Albi found recurring charges to review
+50 pts for reviewing your first item
Albi says: "Want me to walk you through each of these one by one? Small changes here could free up meaningful savings every month."

Money Leaks AI

Stop the silent drain
on your wallet.

Most people are surprised when they actually look. Albi does the looking for you — automatically, every day.

📱

Recurring subscriptions you're not using

Albi makes sure you never keep paying for something you're not actually using. It surfaces them so you can decide — keep it or move on.

🚗

Spending patterns you haven't noticed

Rideshares, food delivery, dining out — Albi tracks trends over time and shows you the real monthly and annual cost, not just individual transactions.

🔄

Duplicate charges and overlapping services

Two music apps. Two cloud storage plans. Albi spots the overlap and brings it to your attention immediately.

🏆

Earn points for every smart decision

Review a leak, make a better choice, earn points. Building good financial habits becomes genuinely rewarding.

How It Works

Up and running in minutes.
Albi does the heavy lifting.

No more spreadsheets. Sync your accounts in minutes — or add them manually. Albi starts working from day one, finding leaks, coaching habits, and tracking your progress.

1

Connect your accounts

Securely link your bank, credit cards, and loans. Sync in minutes or add accounts manually. The more you connect, the smarter Albi works.

2

Albi gets to work

Your AI coach analyzes spending patterns, finds money leaks, flags credit card opportunities, and builds your complete financial picture.

3

Grow your wealth daily

Get coached, earn points, complete financial literacy courses, and watch your money health improve — visibly — every single week.

Founding Members

Only 500 spots.
Be one of them.

The first 500 people to join SproutFi get a deal that will never be offered again — reserved exclusively for the people who believed first.

Founding member spots remaining — of 500 total Counter updates in real time
✦

6 months free Premium

Full access from day one, completely free for your first 6 months.

✦

$5/month locked for life

After your free period, pay $5/month forever. Never pay full price.

✦

First access at launch

You're in before anyone else — ahead of the public waitlist.

✦

Founding Member badge

Permanently displayed in your SproutFi profile. You were here first.

No credit card. No spam. Unsubscribe anytime.  ·  500 founding spots total.

Refer & Earn

Share SproutFi.
Earn free months.

Once you're on the list, share your unique link. Every friend who joins earns you a free month of Premium — up to 5 free months total.

1

Join the waitlist

Claim your spot above and get your unique referral link instantly.

2

Share with your network

Send your link to anyone who deserves a smarter money coach.

3

Earn free months

Every friend who joins earns you 1 free month — up to 5 total.

Annual plan? Save 25% — pay $90/year and get 3 months free. That's $7.50/month locked in.

Albi — SproutFi AI Coach

Meet Albi

Your financial coach.
Never off the clock.

Albi is always watching — not in a creepy way, in a "your best friend who happens to be a financial genius" kind of way. He finds what's leaking, celebrates your wins, coaches you through decisions, and gets smarter about your habits every single day.

While you sleep, Albi is scanning. While you work, Albi is watching. When something needs your attention — he tells you clearly, in plain English, without judgment.

Albi — SproutFi AI Coach  ·  Coach mode: ON

⚡ Coach mode: ON

Your money finally
works for you.

Join the SproutFi founding member waitlist. 500 spots. 6 months free. $5/month locked in for life. The people who join first will always have the best deal.

Free during beta  ·  No credit card  ·  Unsubscribe anytime
Spend less. Save more. Grow faster.